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An Unsecured Business Line of Credit Can Help Your Business Grow By : Chris Chandler Thousands of small business owners every year begin from the ground floor with a dream. That dream is ultimately narrowed down to one goal...making money. Often the goal of acheiving large profits is difficult when starting from scratch. It is advantageous to pursue sources of business start-up financing. The Myths and Truths about Getting a Free Government Cash Grant By : Kevin J. Riley The first question I always get concerning information about the granting process is “Can I really get a free government cash grant?” The simple truth is that there is no such thing as a “cash grant”, but there are grants available for just about any kind of need. The key is to find a project that fits the grant. It’s time to refinance your adjustable rate mortgage By : Kajal Thakker For the past few years refinance fever has been struggling with a strong desire to get the lowest possible rate in a downturn environment. Many homeowners chose an adjustable rate mortgage so as to continue enjoying lower rates even in the near future. Business Financing for the Wise Entrepreneur By : Robbi Gunter A wise entrepreneur takes the steps required to build business credit for his or her company. Once the business has established a strong business credit score, the small business owner may apply for business financing without putting personal assets at risk. A business-based loan is not associated with the personal credit history of the owners. Having a strong business credit score opens up many avenues for business financing above and beyond traditional commercial loans. Home Equity Lines Of Credit For Starting Your Own Business By : Jessica Peterson Home equity lines of credit can provide you with all the financing and flexibility your new business project requires to start growing. Business Overhead Expense Insurance – Do I need it? By : Andy Puls A business overhead expense (“BOE”) disability policy will cover the ongoing operating expenses of your practice. It ensures that you do not have to use personal assets to pay for business expenses if you become disabled. Enron Did It- And Others Are Still At It By : Howard Giske stock-options issued to executives and employees, to keep everyone happy. That continued until the company collapsed and the stock was worthless. The problem is that the accountants were supposed to make sure everyone was honest, but then they turned out to be the biggest crooks of all. You have the break-up of Arthur Andersen accounting firm over the Enron scandal. Ironically, after the fall of Arthur Andersen, the U.S. Supreme Court overturned their conviction. People at Enron in general were getting paid off (so they thought) to overlook the fraud in the system. In an interview with Lynn Brewer, author of “Confessions of an Enron Executive” and a leading whistleblower, many insights are gathered on the tremendous widespread corruption there was in Enron. In a July 2005 “Computing Canada” interview, Lynn Brewer says that it’s frightening that there are thousands of whistle blowing reports against leading companies every year, but little has seem to have changed. 5 Ways To Reduce Bill Payment Anxiety By : Nathan Dawson One repeated source of financial stress and anxiety for many people is the monthly payment of their bills. A friend of mine refers to his monthly dilemma as having too much month at the end of his money.

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